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Fixed rate mortgages – the interest price is fixed for a set period of time, usually two to 5 years, and does not transform even if the SVR or Central Bank rate moves. Interest-only mortgages – here, you spend only the interest accruing on the capital borrowed, with the capital to be repaid in full at the end of the term. Arranging a mortgage in Ireland will mean you have to have fees to pay such as administrative fees and legal fees. It is mandatory to have a solicitor to handle the legal side of the transaction, and this in particular can be pricey.

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